ISO 27001
Ravelin has been assessed by British Assessment Bureau and deemed to comply with the requirements of ISO 27001:2022.
Transaction Optimization
for PSPs and merchants
Increase payment acceptance – without checkout friction.
Use issuer behavior, PSD2/SCA intelligence, and powerful risk signals to choose the best route for every card payment.
Issuer SCA enforcement, inconsistent 3DS behavior, and scheme or regulatory rules can turn legitimate purchases into soft declines, retries, and abandoned checkouts.
Most “optimization” tools can’t influence issuer approval decisions, so lost authorization revenue mounts quickly.
Routing alone doesn’t tell you when to step up with 3DS, when to go straight to authorization, or which exemption is actually eligible and likely to be accepted by the issuer.
Ravelin recommends the route with the highest chance of success – pre‑authorization – so you can recover revenue while staying PS2/SCA compliant.
Our Transaction Optimization solution combines issuer intelligence, compliance logic, and risk signals to reduce unnecessary step-ups and help approve more transactions.
Ensure smart authorization & SCA compliance
Ravelin's Transaction Optimization is built for the EEA and UK's PSD2 reality.
We use issuer behavior, risk signals (for TRA eligibility), and built-in compliance logic to recommend the route most likely to succeed: authorize, authenticate with 3DS2, or apply the right SCA exemption where permitted.
Recommendations are constrained by evolving scheme and regulatory rules, so you stay compliant without constantly rewriting logic.
Track transaction success
Comprehensive, granular analytics reveal exactly how your transaction optimization strategy is performing over time.
Ravelin's advanced reporting tools and AI query builder help PSPs and and merchants easily monitor acceptance, understand route performance, and iterate confidently.
Certifications and compliance
PCI DSS
Ravelin is certified as Payment Card Industry Data Security Standard compliant, which ensures that we handle sensitive payment card information securely.
Visa Global Registry
The Visa Global Registry of Service Providers acknowledges service providers that have shown their commitment to security by meeting the requirements of the PCI Standard.
PCI 3DS
Ravelin is certified as Payment Card Industry 3D Secure compliant. This standard ensures PCI-DSS requirements are met where 3DS Server, Access Control Server, and Directory Server functions are performed.
See our latest global payment authentication intelligence
Explore exclusive authentication performance data and international SCA mandates with the interactive 3D Secure, SCA & Global Payment Regulation Map.
See the latest Ravelin product updates
Discover everything that's new and improved on the Ravelin Dashboard and across our solutions by watching our latest Product in Focus video.
Ready to get started?
Discover how our bespoke platform reduces fraud losses, boosts approval rates, and wins good customers.
Speak with one of our fraud experts to learn how we can support your company's secure growth.
Book a callSpeak with one of our fraud experts to learn how we can support your company's secure growth.
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