3D Secure, SCA & Global Payment Regulation Map
How are merchants and consumers affected by 3DS? Select each country below to discover its 3DS success rates, frictionless rates and SCA status.
Get deeper data and analysis by downloading Ravelin's 46-page Global Payments Report 2026.
Average rates around the world
Jan–Jul 2025
| 3DS success rate | 3DS challenge success rate | Frictionless rate | |
|---|---|---|---|
| Europe | 83% | 75% | 62% |
| North America | 85% | 85% | 54% |
| Global | 82% | 76% | 58% |