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  • AI & AGENTIC
  • SOLUTIONS

    Solutions overview

    Harness the power of your data

    Online Payment Fraud

    Refund Abuse

    Promo Abuse

    Account Security & ATO

    3D Secure

    Marketplace Partner Fraud

    Transaction Optimization

  • RESOURCES

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    All resources: video, guides, infographics & more

    Events

    Upcoming events & where to catch us

    APIs & dev docs

    APIs, integration, library & SDKs

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    News & articles around fraud and payments

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    Latest 3DS success rates around the world

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    Explainers and intelligence around key topics in fraud

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3D Secure for PSPs & merchants

Make authentication work harder for every checkout.

Enjoy better payment outcomes, granular visibility, richer data, and resilient authentication with Ravelin's 3D Secure Server & SDKs.

Book a call
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PAYMENT METHODS SUPPORTED

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Our 3D Secure integration guide
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For merchants and PSPs, 3D Secure can add unnecessary checkout friction and cause inconsistent issuer outcomes.

The result is cart abandonment, higher challenge rates, and avoidable declines that directly reduce revenue.

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Taking advantage of the opportunities of 3D Secure without causing friction is operationally complex.

Schemes, certifications, versions, and multi-acquirer setups make it difficult to maintain reliable performance and clear visibility into what’s happening and why.

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Ravelin built a PSP-agnostic, multi-region 3DS solution that manages authentication end-to-end and enriches requests to reduce friction and declines – making the most of issuer intelligence, boosting visibility and reporting, and optimizing transaction outcomes across the board.

Ultimately, Ravelin's 3DS crafts better shopping journeys for good customers and better relationships with issuers and bank schemes.

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Speech marks

My experience of Ravelin’s 3DS product has been faultless…

3DS was the last piece of the puzzle in our offering, so the quick integration enabled us to go-to-market quickly and launch as a business."

Read case study
Paylolly: Trusting Ravelin since 2021
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Jamie Matthews
Commercial Director
Paylolly
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Drive higher conversion with optimized 3DS

Ravelin’s EMVCo-certified 3DS Server enables more customers to check out without interruptions, thanks to the support of modern 3DS v2.3 flows and enriched requests that improve issuer decisioning.

Boost acceptance rates and complete more transactions with smart routing and exemption support built for consistent performance across acquirers, schemes, and regions.

With iOS and Android SDKs plus ongoing scheme compliance and maintenance handled by Ravelin, merchants and PSPs can stay focused on growth, not operational overhead.

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Get clear visibility with 3DS analytics

Ravelin's reporting suite makes 3DS performance easy to understand and optimize, with rich data on key metrics: authentication success, frictionless vs challenge rates, challenge success, errors, drop-off...

Drill into trends and segments to pinpoint what’s driving challenges, declines or failures. Test authorization strategies and improve your performance across the board.

With Ravelin's 3D Secure, PSPs and merchants receive the insights they need to prove impact, troubleshoot faster, and continuously improve customer outcomes.

Reporting at Ravelin

Certifications and compliance

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PCI 3DS

Ravelin is certified as Payment Card Industry 3D Secure compliant. This standard ensures PCI-DSS requirements are met where 3DS Server, Access Control Server, and Directory Server functions are performed.

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ISO 27001

Ravelin has been assessed by British Assessment Bureau and deemed to comply with the requirements of ISO 27001:2022.

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PCI DSS

Ravelin is certified as Payment Card Industry Data Security Standard compliant, which ensures that we handle sensitive payment card information securely.

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Visa Global Registry

The Visa Global Registry of Service Providers acknowledges service providers that have shown their commitment to security by meeting the requirements of the PCI Standard.

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See how 3DS is affecting merchants and consumers

Explore exclusive authentication performance data and international SCA mandates with the interactive 3D Secure, SCA & Global Payment Regulation Map.


Explore the data

Watch the latest Ravelin product updates

Discover everything that's new and improved on the Ravelin Dashboard and across our solutions in the latest video.

Ready to get started?

Discover how our bespoke platform reduces fraud losses, boosts approval rates, and wins over good customers.

Speak with one of our fraud experts to see it for yourself.
Connect with Ravelin
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More about 3D Secure

PSD3 implementation for merchants: What you need to do & what you need to know

Articles

PSD3 implementation for merchants: What you need to do & what you need to know

Martin Sweeney 1

Martin Sweeney, Co-Founder and CEO

3D Secure rates around the world: 2026 rankings and year-on-year analysis

Articles

3D Secure rates around the world: 2026 rankings and year-on-year analysis

James hogan

James Hogan, Senior Product Manager – Payments Engineering

EUDI Wallet, SCA & fraud: How can merchants prepare?

Articles

EUDI Wallet, SCA & fraud: How can merchants prepare?

Ravelin Staff Mairtin Oriada Co Founder

Mairtin O'Riada, COO & Co-Founder

Solutions

Solutions overview Online payment fraud Account security Refund abuse Promo abuse Partner fraud 3D Secure Tx optimization Support & investigations

Guides & Reports

Fraud Trends Survey 2026 Agentic Commerce & Fraud Report 2026 Global Payments Report 2026 Refund Abuse Report 2026 Global 3DS, SCA & Payments Map Link analysis & graph networks Machine learning for fraud PSD2 and SCA guide

Resources

Resource zone Blog Events Product updates Developer docs for PSPs Developer docs for merchants Tech blog Ravelin Help Center Open source licenses

Company

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