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  • Solutions

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    Harness the power of your data

    Support & investigations

    Support services for Ravelin

    Online payment fraud

    Accept more payments securely

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    Refund abuse

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Meet the expert

Nelda Biltauere

Nelda Biltauere

Senior Fraud and Payments Researcher

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Starting out as a Fraud Analyst, Nelda Biltauere quickly rose through the ranks at BooHoo Group to become their Fraud and Payments Manager, before joining Ravelin as a Senior Fraud and Payments Researcher.

She is also Certified Fraud Examiner (CFE), holds Master's degrees in Technology Law and in Financial Investigation, and has a range of technology interests, including AI and blockchain.

Subject matter expertise

Online retail Supplier & marketplace fraud 3DS & SCA Transaction optimization Promo abuse Account security & ATO Fraud trends Payments & payment fraud Refund abuse
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Latest insights by this author

Google Pay and Apple Pay liability shift & authentication – a merchant’s guide
3DS & SCA Payments & payment fraud Ravelin University

Google Pay and Apple Pay liability shift & authentication – a merchant’s guide

BNPL regulation & impact on merchants – UK and global developments
Payments & payment fraud

BNPL regulation & impact on merchants – UK and global developments

BNPL: Why is buy now, pay later fraud a problem?
Fraud trends

BNPL: Why is buy now, pay later fraud a problem?

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Solutions overview Support & investigations Online payment fraud Account security Refund abuse Promo abuse Marketplace fraud 3D Secure

Insights

Global 3DS, SCA & Payments Map Fraud Trends Survey 2025 Global Payments Report 2026 Link analysis & graph networks Machine learning for fraud Refund & promo abuse guide Online payment fraud guide Account takeover guide PSD2 and SCA guide

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Resource zone Blog Events Product updates Developer docs for PSPs Developer docs for merchants Tech blog Ravelin Help Center Open source licenses

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