Manage the complexity of authentication and authorization under PSD2
Smarter payment routing gives you a risk score on every transaction to send it to the path of least friction.
The world’s leading online businesses trust Ravelin to manage risk
Manage global payment regulations
Ravelin Accept helps you manage how regulation is reshaping the global payments industry. PSD2 in Europe and similar initiatives elsewhere are also forcing businesses to rethink risk, authorization and authentication.
Quickly assess every payment
Ravelin Accept combines our real-time risk analysis with issuer intelligence and authentication to allow you to quickly assess the risk of every payment and route it to the path of least disruption and the best chance of acceptance.
Ravelin Accept includes
Information on individual cardholder banks including past actions, exemptions granted, 3D Secure versions.
We recommend the best possible route for each payment to maximize your chance of acceptance.
3D Secure authentication
One single SDK to authenticate payments with ability to send the token to any acquirer. Supports all the major card providers.
Give good customers a smooth buying experience
Get closer to 100% acceptance while preventing fraud
Minimize false positives by using machine learning to prioritise conversion over preventing all fraud. Work with our data scientists to define the right level of risk for your business
Drive development efficiencies with one fast integration
Reduce third-party integrations with a solution that works with multiple acquirers and partners. Benefit from scalable technology without the need to build, maintain or manage the code
Payment flow with Ravelin Accept
1 Real-time risk analysis
Ravelin Protect looks at every interaction to score the payment and classify as low, medium or high risk.
2 Request an exemption
We check the individual issuer’s past actions to choose the best exemption path and send them the supporting data.
3 Exemption granted/declined
If the exemption is declined, we send the customer a 3D Secure challenge to authenticate the payment.
“We are now building our processes around Ravelin rather than the other way around. It is central not just to fraud but to customer success.”Financial Manager at Deliveroo