--- title: Ravelin releases its first fully-certified 3DS2 authentication service date: 2021-01-25T16:45:00+00:00 author: Gerry Carr canonical_url: "https://www.ravelin.com/blog/ravelin-releases-its-first-fully-certified-3ds2-authentication-service" section: Blog --- Blog /[3DS & SCA](/resources?search=&category%5B0%5D=134550#resourceContainer "Go to 3DS & SCA") # Ravelin releases its first fully-certified 3DS2 authentication service EMVCo certifies Ravelin’s 3D Secure 2.2; extends company's risk management suite by adding authentication capabilities for merchants ![Ravelin releases its first fully-certified 3DS2 authentication service](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogSmall/92868/Screenshot-2021-01-26-at-11.16.33.webp) Today we announced that EMVCo has certified our 3D Secure 2.2 solution. This is a big step in our mission to extend our risk management suite to include authentication. As the realities of the PSD2 regulation hits in Europe and with similar initiatives globally, merchants will increasingly look to this capability from their fraud vendor. Simply defending against chargebacks will not be the complete solution. You can read the full press release below and we recently conducted [a very popular webinar](https://pages.ravelin.com/psd2-auth-and-exemptions-webinar) with Payment Universe that you can access here for a lot more background on this sector. As Martin Sweeney, CEO at Ravelin says in the release "good fraud detection remains vital but the focus shifts from blocking bad transactions to approving good ones with the least friction possible by limiting authentication barriers." \--- **Ravelin releases first fully-certified 3DS2 authentication service for merchants and PSPs** *EMVCo certifies Ravelin’s 3D Secure 2.2, offering a complete enterprise risk management suite with authentication capabilities* **26 January 2021, London UK —** Ravelin today announces that its industry-first 3D Secure 2.2 ("3DS2") solution has been certified by global payments body EMVCo and approved by payment schemes including Visa. Ravelin is the first fraud vendor to offer such a complete risk management solution with the latest authentication capability for large merchants and payment service providers. The arrival of [PSD2](https://ec.europa.eu/info/law/payment-services-psd-2-directive-eu-2015-2366_en) in 2021 introduces a huge risk for merchants as authentication is now ‘*on by default’* for online transactions, meaning they could lose business due to poor authentication experiences provided by payment providers. Ravelin’s new additional authentication service gives online merchants the ability to fully manage the end-to-end payment journey for customers for the first time. Ravelin helps merchants take advantage of 'exemption' from authentication that PSD2 permits for low risk transactions too. This means merchants can maximise their acceptance rates by avoiding asking certain customers for authentication completely or make it a smoother experience when authentication is required. Ravelin also provides intelligence about how different issuing banks view transactions and are adapting to PSD2 to customise risk and authentication processes for each bank, meaning that every payment request has the best chance of success. “Ravelin is helping merchants to navigate the new realities of online trading under PSD2”, said Martin Sweeney, CEO of Ravelin. “Good fraud detection remains vital but the focus shifts from blocking bad transactions to approving good ones with the least friction possible by limiting authentication barriers. Ravelin’s 3DS server and related capabilities will give merchants operating at scale a single platform for risk analysis and authentication for the first time.” Payment service providers can also benefit from Ravelin 3DS2 as it provides a fully integrated, highly optimised, authentication service for their merchants to use. This will provide a top tier capability for payment gateways that can be delivered at a fraction of the time it would take to develop in-house. Ravelin’s authentication services are built on top of its core enterprise risk management product suite that is used by leading ecommerce players such as Deliveroo, Glovo, Just Eat, Trouva and Free Now. The suite uses a core set of machine learning models that build a risk score for every transaction and customer, merchants can additionally use Ravelin to manage authentication, stop account takeovers, manage refund abuse or look into potential fraud in their supplier network. This reflects the growing complexity and variety of tactics used by fraudsters to attack popular online retailers and marketplaces. **About Ravelin** Ravelin provides technology and support to help online businesses prevent evolving fraud threats and accept payments with confidence. Combining machine-learning and graph network visualisation, Ravelin helps businesses draw deeper insights from their customer data to detect fraud, account takeover and promotion abuse and increase payment acceptance. [www.ravelin.com](http://www.ravelin.com/) **Media contacts** Sanjay Dove / Charlie O’Toole Wildfire ravelin@wildfirepr.com +44 208 408 8000 ## Author ![Gerry Carr](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_avatarSmall/2005/Screen-Shot-2018-11-30-at-16.25.38.webp) Gerry CarrCMO (Ravelin alumnus) Gerry Carr has previously served as the Chief Marketing Officer of Ravelin. 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