--- title: "Transaction Optimization Solution for ecommerce | Ravelin" date: 2024-11-21T11:29:00+00:00 author: Ashleigh Luccini Gilera canonical_url: "https://www.ravelin.com/solutions/transaction-optimization" section: Pages --- Transaction Optimization for PSPs and merchants # Increase payment acceptance – without checkout friction. Use issuer behavior, PSD2/SCA intelligence, and powerful risk signals to choose the best route for every card payment. [Connect with our team](/contact-us) ![Transaction Optimization Header](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/Transaction-Optimization-Header.gif) ## PAYMENT METHODS SUPPORTED - ![Logo VISA Secure 1](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/Logo_VISA-Secure-1.svg) - ![Ravelin Client Logos Mastercard ID Check 1](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/Ravelin-Client-Logos_Mastercard-ID-Check-1.svg) - ![Logo Protect Buy 1](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/Logo_Protect-Buy-1.svg) - ![Carte Bancaire logo](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/Carte-Bancaire-logo.png) - ![Ravelin Client Logos American Express Safe Key 1](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/Ravelin-Client-Logos_American-Express-SafeKey-1.svg) - ![Ravelin Client Logos JCB J Secure 2](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/Ravelin-Client-Logos_JCB-J-Secure-2.svg) - ![Logo Union Pay 1](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/Logo_Union-Pay-1.svg) - ![Eftpos logo](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/eftpos-logo.png) - ![Logo VISA Secure 1](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/Logo_VISA-Secure-1.svg) - ![Ravelin Client Logos Mastercard ID Check 1](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/Ravelin-Client-Logos_Mastercard-ID-Check-1.svg) - ![Logo Protect Buy 1](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/Logo_Protect-Buy-1.svg) - ![Carte Bancaire logo](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/Carte-Bancaire-logo.png) - ![Ravelin Client Logos American Express Safe Key 1](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/Ravelin-Client-Logos_American-Express-SafeKey-1.svg) - ![Ravelin Client Logos JCB J Secure 2](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/Ravelin-Client-Logos_JCB-J-Secure-2.svg) - ![Logo Union Pay 1](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/Logo_Union-Pay-1.svg) - ![Eftpos logo](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/eftpos-logo.png) [Our transaction optimization integration guide ](https://developer.ravelin.com/merchant/guides/transaction-optimisation/overview/) ![Website Icons 7 Transaction Optimization problem 1](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/Website-Icons_7-Transaction-Optimization-problem-1.svg) Issuer SCA enforcement, inconsistent 3DS behavior, and scheme or regulatory rules can turn legitimate purchases into soft declines, retries, and abandoned checkouts. ![Website Icons 7 Transaction Optimization problem 2](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/Website-Icons_7-Transaction-Optimization-problem-2.svg) Most “optimization” tools can’t influence issuer approval decisions, so lost authorization revenue mounts quickly. Routing alone doesn’t tell you when to step up with 3DS, when to go straight to authorization, or which exemption is actually eligible and likely to be accepted by the issuer. ![464 Problem Solution Website Icons The Ravelin advantage 2](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/464-Problem-Solution-Website-Icons_The-Ravelin-advantage-2.webp) Ravelin recommends the route with the highest chance of success – pre‑authorization – so you recover revenue while staying PS2/SCA compliant. **Our Transaction Optimization solution combines issuer intelligence, compliance logic, and risk signals to reduce unnecessary step-ups and help approve more transactions.** ![418 SCA Exemptions Image website 885x594 1](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/418-SCA-Exemptions-Image-website-885x594-1.png) ## Ensure smart authorization & SCA compliance Ravelin's Transaction Optimization is built for the EEA and UK's PSD2 reality. We use issuer behavior, risk signals (for TRA eligibility), and built-in compliance logic to recommend the route most likely to succeed: authorize, authenticate with 3DS2, or apply the right SCA exemption where permitted. Recommendations are constrained by evolving scheme and regulatory rules, so you stay compliant without constantly rewriting logic. [Learn more](https://www.ravelin.com/blog/sca-transaction-optimization-guide-exemptions) ![TXO Insights](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/TXO-Insights.png) ## Track transaction success Comprehensive, granular analytics reveal exactly how your transaction optimization strategy is performing over time. Ravelin's advanced reporting tools and AI query builder help PSPs and and merchants easily monitor acceptance, understand route performance, and iterate confidently.⁠ [Learn more](https://www.ravelin.com/blog/fraud-reporting-insights-ai-queries) ## Certifications and compliance ![Iso 27001 400px](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_400x400_fit_center-center_none_ns/272521/iso-27001-400px.webp) ### ISO 27001 Ravelin has been assessed by British Assessment Bureau and deemed to comply with the requirements of ISO 27001:2022. ![PCI DSS 400px](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_400x151_fit_center-center_none_ns/272527/PCI-DSS-400px_2025-12-11-112952_dqlf.webp) ### PCI DSS Ravelin is certified as Payment Card Industry Data Security Standard compliant, which ensures that we handle sensitive payment card information securely. ![On the list 2 400px](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_400x380_fit_center-center_none_ns/272525/on-the-list-2-400px.webp) ### Visa Global Registry The Visa Global Registry of Service Providers acknowledges service providers that have shown their commitment to security by meeting the requirements of the PCI Standard. ![Pci 3ds 400px](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_400x154_fit_center-center_none_ns/272517/pci-3ds-400px.webp) ### PCI 3DS Ravelin is certified as Payment Card Industry 3D Secure compliant. This standard ensures PCI-DSS requirements are met where 3DS Server, Access Control Server, and Directory Server functions are performed. ![Screenshot 2025 10 22 at 16 55 44](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/Screenshot-2025-10-22-at-16.55.44_2025-12-23-143828_utrz.png) ## See our latest global payment authentication intelligence Explore exclusive authentication performance data and international SCA mandates with the interactive 3D Secure, SCA & Global Payment Regulation Map. [Learn more](https://www.ravelin.com/3ds-global-payment-authentication-map-sca) ## Latest Ravelin product updates Discover everything that's new and improved on the Ravelin Dashboard and across our solutions. ## Ready to get started? Discover how our bespoke platform reduces fraud losses, boosts approval rates, and wins good customers. Speak with one of our fraud experts to learn how we can support your company's secure growth. [Connect with our team](https://www.ravelin.com/contact-us) ![450 Website Image 5](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/450-Website__Image-5.png) More about transaction optimization [![PSD3 implementation for merchants: What you need to do & what you need to know](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/487-PSD3-implementation/_885x505_crop_center-center_50_line_ns/276643/487-PSD3-for-merchants-Article-Feature-885x505.webp)Articles ### PSD3 implementation for merchants: What you need to do & what you need to know ![Martin Sweeney 1](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_33x33_crop_center-center_none_ns/201892/Martin_Sweeney-1.webp)Martin Sweeney, Co-Founder and CEO](https://www.ravelin.com/blog/psd3-implementation-merchants) [![3D Secure rates around the world: 2026 rankings and year-on-year analysis](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/PR26-PAYMENTS-REPORT-2026/_885x505_crop_center-center_50_line_ns/275378/475-PR26-Article-images-for-country-comparison-885x505.webp)Articles ### 3D Secure rates around the world: 2026 rankings and year-on-year analysis ![James hogan](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_33x33_crop_center-center_none_ns/274718/james-hogan.webp)James Hogan, Senior Product Manager – Payments Engineering](https://www.ravelin.com/blog/3d-secure-rates-2026) [![EUDI Wallet, SCA & fraud: How can merchants prepare?](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_885x505_crop_center-center_50_line_ns/273154/454-EUDI-article-image-885-x-505-v1-%E2%80%93-1.webp)Articles ### EUDI Wallet, SCA & fraud: How can merchants prepare? ![Ravelin Staff Mairtin Oriada Co Founder](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_33x33_crop_center-center_none_ns/2083/RAVELIN_STAFF_Mairtin_Oriada_Co-Founder.webp)Mairtin O'Riada, COO & Co-Founder](https://www.ravelin.com/blog/eudi-wallet-sca-fraud) Load more <![CDATA[YII-BLOCK-BODY-END]]> [![PSD3 implementation for merchants: What you need to do & what you need to know](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/487-PSD3-implementation/_885x505_crop_center-center_50_line_ns/276643/487-PSD3-for-merchants-Article-Feature-885x505.webp)Articles ### PSD3 implementation for merchants: What you need to do & what you need to know ![Martin Sweeney 1](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_33x33_crop_center-center_none_ns/201892/Martin_Sweeney-1.webp)Martin Sweeney, Co-Founder and CEO](https://www.ravelin.com/blog/psd3-implementation-merchants) [![3D Secure rates around the world: 2026 rankings and year-on-year analysis](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/PR26-PAYMENTS-REPORT-2026/_885x505_crop_center-center_50_line_ns/275378/475-PR26-Article-images-for-country-comparison-885x505.webp)Articles ### 3D Secure rates around the world: 2026 rankings and year-on-year analysis ![James hogan](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_33x33_crop_center-center_none_ns/274718/james-hogan.webp)James Hogan, Senior Product Manager – Payments Engineering](https://www.ravelin.com/blog/3d-secure-rates-2026) [![EUDI Wallet, SCA & fraud: How can merchants prepare?](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_885x505_crop_center-center_50_line_ns/273154/454-EUDI-article-image-885-x-505-v1-%E2%80%93-1.webp)Articles ### EUDI Wallet, SCA & fraud: How can merchants prepare? ![Ravelin Staff Mairtin Oriada Co Founder](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_33x33_crop_center-center_none_ns/2083/RAVELIN_STAFF_Mairtin_Oriada_Co-Founder.webp)Mairtin O'Riada, COO & Co-Founder](https://www.ravelin.com/blog/eudi-wallet-sca-fraud) Load more