--- title: "3D Secure Server & SDKs for ecommerce | Ravelin" date: 2024-11-21T11:29:00+00:00 author: Ashleigh Luccini Gilera canonical_url: "https://www.ravelin.com/solutions/3d-secure-server-sdks" section: Pages --- 3D Secure for PSPs & merchants # Make authentication work harder for every checkout. Enjoy better payment outcomes, granular visibility, richer data, and resilient authentication with Ravelin's 3D Secure Server & SDKs. [Book a call](/contact-us) ![3 D Secure Header](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/3D-Secure-Header.gif) ## PAYMENT METHODS SUPPORTED - ![Logo VISA Secure 1](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/Logo_VISA-Secure-1.svg) - ![Ravelin Client Logos Mastercard ID Check 1](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/Ravelin-Client-Logos_Mastercard-ID-Check-1.svg) - ![Logo Protect Buy 1](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/Logo_Protect-Buy-1.svg) - ![Carte Bancaire logo](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/Carte-Bancaire-logo.png) - ![Ravelin Client Logos American Express Safe Key 1](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/Ravelin-Client-Logos_American-Express-SafeKey-1.svg) - ![Ravelin Client Logos JCB J Secure 2](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/Ravelin-Client-Logos_JCB-J-Secure-2.svg) - ![Logo Union Pay 1](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/Logo_Union-Pay-1.svg) - ![Eftpos logo](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/eftpos-logo.png) - ![Logo VISA Secure 1](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/Logo_VISA-Secure-1.svg) - ![Ravelin Client Logos Mastercard ID Check 1](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/Ravelin-Client-Logos_Mastercard-ID-Check-1.svg) - ![Logo Protect Buy 1](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/Logo_Protect-Buy-1.svg) - ![Carte Bancaire logo](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/Carte-Bancaire-logo.png) - ![Ravelin Client Logos American Express Safe Key 1](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/Ravelin-Client-Logos_American-Express-SafeKey-1.svg) - ![Ravelin Client Logos JCB J Secure 2](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/Ravelin-Client-Logos_JCB-J-Secure-2.svg) - ![Logo Union Pay 1](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/Logo_Union-Pay-1.svg) - ![Eftpos logo](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/eftpos-logo.png) [Our 3D Secure integration guide ](https://developer.ravelin.com/psp/guides/3d-secure/overview/) ![Website Icons 6 3 DS Page problem 1](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/Website-Icons_6-3DS-Page-problem-1.svg) For merchants and PSPs, 3D Secure can add unnecessary checkout friction and cause inconsistent issuer outcomes. The result is cart abandonment, higher challenge rates, and avoidable declines that directly reduce revenue. ![Website Icons 6 3 DS Page problem 2](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/Website-Icons_6-3DS-Page-problem-2.svg) Taking advantage of the opportunities of 3D Secure without causing friction is operationally complex. Schemes, certifications, versions, and multi-acquirer setups make it difficult to maintain reliable performance and clear visibility into what’s happening and why. ![464 Problem Solution Website Icons The Ravelin advantage 2](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/464-Problem-Solution-Website-Icons_The-Ravelin-advantage-2.webp) Ravelin built a PSP-agnostic, multi-region 3DS solution that manages authentication end-to-end and enriches requests to reduce friction and declines – making the most of issuer intelligence, boosting visibility and reporting, and optimizing transaction outcomes across the board. **Ultimately, Ravelin's 3DS crafts better shopping journeys for good customers and better relationships with issuers and bank schemes.** ![Sliding Logo paylolly](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/Sliding-Logo-paylolly.svg)![Speech marks](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/Speech-marks.svg)My experience of Ravelin’s 3DS product has been faultless… 3DS was the last piece of the puzzle in our offering, so the quick integration enabled us to go-to-market quickly and launch as a business." [Read case study](https://www.ravelin.com/case-studies/paylolly-3ds-psp-case-study) Paylolly: Trusting Ravelin since 2021 ![Sliding Logo paylolly](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/Sliding-Logo-paylolly.svg)Jamie Matthews Commercial Director Paylolly ![349 3 DS flow image 885 web 1](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/349-3DS-flow-image-885-web-1.png) ## **Drive higher conversion with optimized 3DS** Ravelin’s EMVCo-certified 3DS Server enables more customers to check out without interruptions, thanks to the support of modern 3DS v2.3 flows and enriched requests that improve issuer decisioning. Boost acceptance rates and complete more transactions with smart routing and exemption support built for consistent performance across acquirers, schemes, and regions. With iOS and Android SDKs plus ongoing scheme compliance and maintenance handled by Ravelin, merchants and PSPs can stay focused on growth, not operational overhead. [More about SCA](https://www.ravelin.com/insights/ultimate-guide-psd2-strong-customer-authentication) ![Screenshot 2026 07 21 at 19 09 07](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/Screenshot-2026-07-21-at-19.09.07.png) ## Get clear visibility with 3DS analytics Ravelin's reporting suite makes 3DS performance easy to understand and optimize, with rich data on key metrics: authentication success, frictionless vs challenge rates, challenge success, errors, drop-off... Drill into trends and segments to pinpoint what’s driving challenges, declines or failures. Test authorization strategies and improve your performance across the board. With Ravelin's 3D Secure, PSPs and merchants receive the insights they need to prove impact, troubleshoot faster, and continuously improve customer outcomes. [Reporting at Ravelin](https://www.ravelin.com/blog/fraud-reporting-insights-ai-queries) ## Certifications and compliance ![Pci 3ds 400px](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_400x154_fit_center-center_none_ns/272517/pci-3ds-400px.webp) ### PCI 3DS Ravelin is certified as Payment Card Industry 3D Secure compliant. This standard ensures PCI-DSS requirements are met where 3DS Server, Access Control Server, and Directory Server functions are performed. ![Iso 27001 400px](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_400x400_fit_center-center_none_ns/272521/iso-27001-400px.webp) ### ISO 27001 Ravelin has been assessed by British Assessment Bureau and deemed to comply with the requirements of ISO 27001:2022. ![PCI DSS 400px](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_400x151_fit_center-center_none_ns/272527/PCI-DSS-400px_2025-12-11-112952_dqlf.webp) ### PCI DSS Ravelin is certified as Payment Card Industry Data Security Standard compliant, which ensures that we handle sensitive payment card information securely. ![On the list 2 400px](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_400x380_fit_center-center_none_ns/272525/on-the-list-2-400px.webp) ### Visa Global Registry The Visa Global Registry of Service Providers acknowledges service providers that have shown their commitment to security by meeting the requirements of the PCI Standard. ![Screenshot 2025 10 22 at 16 55 44](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/Screenshot-2025-10-22-at-16.55.44_2025-12-23-143828_utrz.png) ## See how 3DS is affecting merchants and consumers Explore exclusive authentication performance data and international SCA mandates with the interactive 3D Secure, SCA & Global Payment Regulation Map. [Explore the data](https://www.ravelin.com/3ds-global-payment-authentication-map-sca) ## See the latest Ravelin product updates Discover everything that's new and improved on the Ravelin Dashboard and across our solutions by watching our latest Product in Focus video. ## Ready to get started? Discover how our bespoke platform reduces fraud losses, boosts approval rates, and wins over good customers. Speak with one of our fraud experts to see it for yourself. [Connect with Ravelin](https://www.ravelin.com/contact-us) ![450 Website Image 5](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/450-Website__Image-5.png) More about 3D Secure [![PSD3 implementation for merchants: What you need to do & what you need to know](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/487-PSD3-implementation/_885x505_crop_center-center_50_line_ns/276643/487-PSD3-for-merchants-Article-Feature-885x505.webp)Articles ### PSD3 implementation for merchants: What you need to do & what you need to know ![Martin Sweeney 1](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_33x33_crop_center-center_none_ns/201892/Martin_Sweeney-1.webp)Martin Sweeney, Co-Founder and CEO](https://www.ravelin.com/blog/psd3-implementation-merchants) [![3D Secure rates around the world: 2026 rankings and year-on-year analysis](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/PR26-PAYMENTS-REPORT-2026/_885x505_crop_center-center_50_line_ns/275378/475-PR26-Article-images-for-country-comparison-885x505.webp)Articles ### 3D Secure rates around the world: 2026 rankings and year-on-year analysis ![James hogan](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_33x33_crop_center-center_none_ns/274718/james-hogan.webp)James Hogan, Senior Product Manager – Payments Engineering](https://www.ravelin.com/blog/3d-secure-rates-2026) [![EUDI Wallet, SCA & fraud: How can merchants prepare?](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_885x505_crop_center-center_50_line_ns/273154/454-EUDI-article-image-885-x-505-v1-%E2%80%93-1.webp)Articles ### EUDI Wallet, SCA & fraud: How can merchants prepare? ![Ravelin Staff Mairtin Oriada Co Founder](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_33x33_crop_center-center_none_ns/2083/RAVELIN_STAFF_Mairtin_Oriada_Co-Founder.webp)Mairtin O'Riada, COO & Co-Founder](https://www.ravelin.com/blog/eudi-wallet-sca-fraud) Load more <![CDATA[YII-BLOCK-BODY-END]]> [![PSD3 implementation for merchants: What you need to do & what you need to know](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/487-PSD3-implementation/_885x505_crop_center-center_50_line_ns/276643/487-PSD3-for-merchants-Article-Feature-885x505.webp)Articles ### PSD3 implementation for merchants: What you need to do & what you need to know ![Martin Sweeney 1](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_33x33_crop_center-center_none_ns/201892/Martin_Sweeney-1.webp)Martin Sweeney, Co-Founder and CEO](https://www.ravelin.com/blog/psd3-implementation-merchants) [![3D Secure rates around the world: 2026 rankings and year-on-year analysis](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/PR26-PAYMENTS-REPORT-2026/_885x505_crop_center-center_50_line_ns/275378/475-PR26-Article-images-for-country-comparison-885x505.webp)Articles ### 3D Secure rates around the world: 2026 rankings and year-on-year analysis ![James hogan](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_33x33_crop_center-center_none_ns/274718/james-hogan.webp)James Hogan, Senior Product Manager – Payments Engineering](https://www.ravelin.com/blog/3d-secure-rates-2026) [![EUDI Wallet, SCA & fraud: How can merchants prepare?](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_885x505_crop_center-center_50_line_ns/273154/454-EUDI-article-image-885-x-505-v1-%E2%80%93-1.webp)Articles ### EUDI Wallet, SCA & fraud: How can merchants prepare? ![Ravelin Staff Mairtin Oriada Co Founder](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_33x33_crop_center-center_none_ns/2083/RAVELIN_STAFF_Mairtin_Oriada_Co-Founder.webp)Mairtin O'Riada, COO & Co-Founder](https://www.ravelin.com/blog/eudi-wallet-sca-fraud) Load more