--- title: Martin Sweeney talks PSD2 and payments date: 2018-01-29T09:56:00+00:00 author: Martin Sweeney canonical_url: "https://www.ravelin.com/podcast/sweeney-psd2-payments" section: Podcast --- Podcast / 3DS & SCA Episode 15 29 January 2018 # Martin Sweeney talks PSD2 and payments What does PSD2 mean for banks and fintechs, and how will the legislation drive innovation and competition for new entrants? Sweeney debates the implications. ![Martin Sweeney talks PSD2 and payments](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_2500xAUTO_fit_center-center_none_ns/707/IMG_8908.webp)Today on our fraud academy podcast we have Martin Sweeney, CEO and co-founder of Ravelin. We hope you don't need much of an introduction for today's guest! Sweeney's background is in software and physics, and he previously worked for Hailo before setting up Ravelin with his co-founders. In this podcast we dive deep into what PSD2 means for the payments world - what does it means for banks and fintechs, and how will the legislation drive innovation and competition for new entrants? Sweeney debates the implications. [**Learn more about PSD2 and SCA here.**](https://www.ravelin.com/insights/ultimate-guide-psd2-strong-customer-authentication) ![Martin Sweeney 1](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_122x122_crop_center-center_none_ns/201892/Martin_Sweeney-1.webp)Martin SweeneyCo-Founder and CEO More from Martin Sweeney - [PSD3 implementation for merchants: What you need to do & what you need to know](https://www.ravelin.com/blog/psd3-implementation-merchants) - [National Payments Vision: Is the UK abolishing PSD2 SCA?](https://www.ravelin.com/blog/psd2-uk-abolish-sca) - [Ravelin doubles key accounts as clients eager for AI-native fraud prevention](https://www.ravelin.com/blog/ravelin-doubles-key-accounts) ## Related content [Blog / Payments & payment fraud ### Card payment liability shift – everything you need to know to reduce chargeback burden The knowledge you need to make the most of liability shifts and reap the benefits for your company – including saving money on chargebacks. ![Freddie burgess](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_33x33_crop_center-center_none_ns/281707/freddie-burgess.webp)Freddie Burgess,Senior Product Support Analyst](https://www.ravelin.com/blog/card-payment-liability-shift-for-chargebacks) [Blog / Fraud analytics ### Refund abuse KPIs: How to measure and reduce refund fraud rates What you need to know to assess and quantify refund abuse – as well as to measure whether your refund abuse solution and strategy are delivering results. ![Can](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_33x33_crop_center-center_none_ns/280078/can.webp)Can Colak,Senior Product Manager](https://www.ravelin.com/blog/how-to-measure-refund-abuse-kpis) [Blog / Press release ### Driven by AI, customers now rival criminals for ecommerce fraud, say merchants Global ecommerce fraud enters a new phase as losses continue to climb. Merchants now view criminals and their own customers as presenting a comparable risk, and there's a gap in AI adoption. ![Ravelin Symbol Blue 1](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_33x33_crop_center-center_none_ns/187712/Ravelin-Symbol-Blue-1.webp)Ravelin Technology](https://www.ravelin.com/blog/ravelin-fraud-survey-2026-press-release)