---
title: "Welcome to the Ravelin blog | Fraud & payments updates"
date: 2019-11-04T09:36:00+00:00
canonical_url: "https://www.ravelin.com/blog"
section: Blogindex
---
[![Safeguarding agentic commerce – fraud strategy advice by Ravelin's CPO](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogFeaturedMobile/499-Agentic-Commerce-analysis-Feature-885x505_1x-1.webp)](https://www.ravelin.com/blog/agentic-commerce-fraud-prevention-strategy-analysis)

[# Safeguarding agentic commerce – fraud strategy advice by Ravelin's CPO

"If there’s anything fraudsters like, it’s a new thing." Here's how to protect your online shop from agentic commerce fraud – which can target you no matter whether you're actively adopting AI shopping or not.](https://www.ravelin.com/blog/agentic-commerce-fraud-prevention-strategy-analysis)![Mark Barlow](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_avatarSmall/175066/RAVELIN_STAFF_Mark_Barlow_Head_Of_product_website.webp)[Mark Barlow](https://www.ravelin.com/author/mark-barlow)Chief Product Officer

  <a data-hx-get="https://www.ravelin.com/index.php?p=actions/sprig-core/components/render" data-hx-vals="{"reset":"1"}" data-sprig-parsed="" href="" s-val:reset="1" sprig="" title="Reset">Clear filters

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<a data-hx-get="https://www.ravelin.com/index.php?p=actions/sprig-core/components/render" data-hx-vals="{"reset":"1"}" data-sprig-parsed="" href="" id="latestUpdates" s-val:reset="1" sprig="" title="Reset">Latest updates

</a>Fraud trends 

Ravelin product 

Ravelin University 

Payments &amp; payment fraud 

Refund abuse 

Account takeover 

Promo abuse 

3DS &amp; SCA 

Link analysis &amp; graph databases 

Machine learning 

Supplier fraud 

Fraud analytics 

Press release 

Culture 

Podcasts 

[![Next-level reporting with Ravelin: Introducing Insights and AI-powered queries](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardSmall/277428/495-Introducing-Insights-blog-Feature-885x505-1.webp)](https://www.ravelin.com/blog/fraud-reporting-insights-ai-queries)[### Next-level reporting with Ravelin: Introducing Insights and AI-powered queries

![Ashleigh Luccini Gilera](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardAvatarSmall/267519/ashleigh.webp)Ashleigh Luccini Gilera, Senior Product Marketing Manager](https://www.ravelin.com/blog/fraud-reporting-insights-ai-queries)

[![DCAP explained: Boosting approval rates and reducing fraud with Visa's new program](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardSmall/502-DCAP-Article-image-Feature-885x505_1x.webp)](https://www.ravelin.com/blog/visa-dcap-program-explained)[### DCAP explained: Boosting approval rates and reducing fraud with Visa's new program

![James Hogan](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardAvatarSmall/274718/james-hogan.webp)James Hogan, Senior Product Manager – Payments Engineering](https://www.ravelin.com/blog/visa-dcap-program-explained)

[![A guide to A2A payments for merchants: Pros, cons & A2A fraud](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardSmall/277355/491-A2A-Payments-Article-Feature-885x505.webp)](https://www.ravelin.com/blog/a2a-payments-and-fraud)[### A guide to A2A payments for merchants: Pros, cons &amp; A2A fraud

![Mark Barlow](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardAvatarSmall/175066/RAVELIN_STAFF_Mark_Barlow_Head_Of_product_website.webp)Mark Barlow, Chief Product Officer](https://www.ravelin.com/blog/a2a-payments-and-fraud)

[![The agentic commerce gold rush is on, but are merchants accounting for risk?](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardSmall/277543/497-Agentic-Report-Press-Release-Feature-885x505.webp)](https://www.ravelin.com/blog/the-agentic-commerce-gold-rush-risk)[### The agentic commerce gold rush is on, but are merchants accounting for risk?

![Ravelin Technology](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardAvatarSmall/187712/Ravelin-Symbol-Blue-1.webp)Ravelin Technology](https://www.ravelin.com/blog/the-agentic-commerce-gold-rush-risk)

[![Your refund policy could land you in VAMP hot water – here's how refunds affect chargeback ratios](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardSmall/277294/488-VAMP-Article-image-Feature-885x505.webp)](https://www.ravelin.com/blog/refund-policy-vamp-ratio)[### Your refund policy could land you in VAMP hot water – here's how refunds affect chargeback ratios

![Nelda Biltauere](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardAvatarSmall/265422/unnamed-3.webp)Nelda Biltauere, Senior Fraud and Payments Researcher](https://www.ravelin.com/blog/refund-policy-vamp-ratio)

[![PSD3 implementation for merchants: What you need to do & what you need to know](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/487-PSD3-implementation/_blogCardSmall/276643/487-PSD3-for-merchants-Article-Feature-885x505.webp)](https://www.ravelin.com/blog/psd3-implementation-merchants)[### PSD3 implementation for merchants: What you need to do &amp; what you need to know

![Martin Sweeney](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardAvatarSmall/201892/Martin_Sweeney-1.webp)Martin Sweeney, Co-Founder and CEO](https://www.ravelin.com/blog/psd3-implementation-merchants)

[![How to prevent chargebacks and disputes in ecommerce](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardSmall/276631/377-Chargeback-blog-image-885x505-1.webp)](https://www.ravelin.com/blog/how-to-prevent-chargebacks-ecommerce)[### How to prevent chargebacks and disputes in ecommerce

![Sam Fitzpatrick](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardAvatarSmall/266444/sam-fitzpatrick.webp)Sam Fitzpatrick, Product Director](https://www.ravelin.com/blog/how-to-prevent-chargebacks-ecommerce)

[![Demo: Agentic shopping – and agentic fraud detection – in action](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/agentic-demo/_blogCardSmall/276400/agentic-shopping-article-479-RavSwag-885x505-Ver2-1.webp)](https://www.ravelin.com/blog/agentic-shopping-and-agentic-fraud)[### Demo: Agentic shopping – and agentic fraud detection – in action

![Jamie Willis](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardAvatarSmall/228584/wamie.webp)Jamie Willis, Senior Software Engineer](https://www.ravelin.com/blog/agentic-shopping-and-agentic-fraud)

[![3D Secure rates around the world: 2026 rankings and year-on-year analysis](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/PR26-PAYMENTS-REPORT-2026/_blogCardSmall/275378/475-PR26-Article-images-for-country-comparison-885x505.webp)](https://www.ravelin.com/blog/3d-secure-rates-2026)[### 3D Secure rates around the world: 2026 rankings and year-on-year analysis

![James Hogan](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardAvatarSmall/274718/james-hogan.webp)James Hogan, Senior Product Manager – Payments Engineering](https://www.ravelin.com/blog/3d-secure-rates-2026)

[![RavCon 26: Photo highlights from London](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardSmall/275700/435-Post-RavCon-Socials-1200-x-630-1.webp)](https://www.ravelin.com/blog/ravcon-2026-photo-gallery)[### RavCon 26: Photo highlights from London

![Ravelin Technology](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardAvatarSmall/187712/Ravelin-Symbol-Blue-1.webp)Ravelin Technology](https://www.ravelin.com/blog/ravcon-2026-photo-gallery)

[![6 sessions, 12 speakers, countless conversations: What we learned at RavCon 26](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardSmall/275582/476-RavCon-illustration-885x505-v2.webp)](https://www.ravelin.com/blog/ravcon26-takeaways)[### 6 sessions, 12 speakers, countless conversations: What we learned at RavCon 26

![Nikoleta Dimitriou](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardAvatarSmall/196785/1669287463716_2023-12-07-164059_ybjd.webp)Nikoleta Dimitriou, Senior Content Manager](https://www.ravelin.com/blog/ravcon26-takeaways)

[![2026 in payments: Our Co-Founder's analysis and advice](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardSmall/274744/469-2026-in-Payments-Analysis-885x505-%E2%80%93-1.webp)](https://www.ravelin.com/blog/2026-in-payments-analysis-and-advice)[### 2026 in payments: Our Co-Founder's analysis and advice

![Mairtin O'Riada](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardAvatarSmall/2083/RAVELIN_STAFF_Mairtin_Oriada_Co-Founder.webp)Mairtin O'Riada, COO &amp; Co-Founder](https://www.ravelin.com/blog/2026-in-payments-analysis-and-advice)

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</a>

<a data-hx-get="https://www.ravelin.com/index.php?p=actions/sprig-core/components/render" data-hx-vals="{"reset":"1"}" data-sprig-parsed="" href="" id="latestUpdates" s-val:reset="1" sprig="" title="Reset">Latest updates

</a>Fraud trends 

Ravelin product 

Ravelin University 

Payments &amp; payment fraud 

Refund abuse 

Account takeover 

Promo abuse 

3DS &amp; SCA 

Link analysis &amp; graph databases 

Machine learning 

Supplier fraud 

Fraud analytics 

Press release 

Culture 

Podcasts 

[![Next-level reporting with Ravelin: Introducing Insights and AI-powered queries](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardSmall/277428/495-Introducing-Insights-blog-Feature-885x505-1.webp)](https://www.ravelin.com/blog/fraud-reporting-insights-ai-queries)[### Next-level reporting with Ravelin: Introducing Insights and AI-powered queries

![Ashleigh Luccini Gilera](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardAvatarSmall/267519/ashleigh.webp)Ashleigh Luccini Gilera, Senior Product Marketing Manager](https://www.ravelin.com/blog/fraud-reporting-insights-ai-queries)

[![DCAP explained: Boosting approval rates and reducing fraud with Visa's new program](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardSmall/502-DCAP-Article-image-Feature-885x505_1x.webp)](https://www.ravelin.com/blog/visa-dcap-program-explained)[### DCAP explained: Boosting approval rates and reducing fraud with Visa's new program

![James Hogan](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardAvatarSmall/274718/james-hogan.webp)James Hogan, Senior Product Manager – Payments Engineering](https://www.ravelin.com/blog/visa-dcap-program-explained)

[![A guide to A2A payments for merchants: Pros, cons & A2A fraud](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardSmall/277355/491-A2A-Payments-Article-Feature-885x505.webp)](https://www.ravelin.com/blog/a2a-payments-and-fraud)[### A guide to A2A payments for merchants: Pros, cons &amp; A2A fraud

![Mark Barlow](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardAvatarSmall/175066/RAVELIN_STAFF_Mark_Barlow_Head_Of_product_website.webp)Mark Barlow, Chief Product Officer](https://www.ravelin.com/blog/a2a-payments-and-fraud)

[![The agentic commerce gold rush is on, but are merchants accounting for risk?](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardSmall/277543/497-Agentic-Report-Press-Release-Feature-885x505.webp)](https://www.ravelin.com/blog/the-agentic-commerce-gold-rush-risk)[### The agentic commerce gold rush is on, but are merchants accounting for risk?

![Ravelin Technology](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardAvatarSmall/187712/Ravelin-Symbol-Blue-1.webp)Ravelin Technology](https://www.ravelin.com/blog/the-agentic-commerce-gold-rush-risk)

[![Your refund policy could land you in VAMP hot water – here's how refunds affect chargeback ratios](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardSmall/277294/488-VAMP-Article-image-Feature-885x505.webp)](https://www.ravelin.com/blog/refund-policy-vamp-ratio)[### Your refund policy could land you in VAMP hot water – here's how refunds affect chargeback ratios

![Nelda Biltauere](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardAvatarSmall/265422/unnamed-3.webp)Nelda Biltauere, Senior Fraud and Payments Researcher](https://www.ravelin.com/blog/refund-policy-vamp-ratio)

[![PSD3 implementation for merchants: What you need to do & what you need to know](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/487-PSD3-implementation/_blogCardSmall/276643/487-PSD3-for-merchants-Article-Feature-885x505.webp)](https://www.ravelin.com/blog/psd3-implementation-merchants)[### PSD3 implementation for merchants: What you need to do &amp; what you need to know

![Martin Sweeney](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardAvatarSmall/201892/Martin_Sweeney-1.webp)Martin Sweeney, Co-Founder and CEO](https://www.ravelin.com/blog/psd3-implementation-merchants)

[![How to prevent chargebacks and disputes in ecommerce](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardSmall/276631/377-Chargeback-blog-image-885x505-1.webp)](https://www.ravelin.com/blog/how-to-prevent-chargebacks-ecommerce)[### How to prevent chargebacks and disputes in ecommerce

![Sam Fitzpatrick](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardAvatarSmall/266444/sam-fitzpatrick.webp)Sam Fitzpatrick, Product Director](https://www.ravelin.com/blog/how-to-prevent-chargebacks-ecommerce)

[![Demo: Agentic shopping – and agentic fraud detection – in action](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/agentic-demo/_blogCardSmall/276400/agentic-shopping-article-479-RavSwag-885x505-Ver2-1.webp)](https://www.ravelin.com/blog/agentic-shopping-and-agentic-fraud)[### Demo: Agentic shopping – and agentic fraud detection – in action

![Jamie Willis](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardAvatarSmall/228584/wamie.webp)Jamie Willis, Senior Software Engineer](https://www.ravelin.com/blog/agentic-shopping-and-agentic-fraud)

[![3D Secure rates around the world: 2026 rankings and year-on-year analysis](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/PR26-PAYMENTS-REPORT-2026/_blogCardSmall/275378/475-PR26-Article-images-for-country-comparison-885x505.webp)](https://www.ravelin.com/blog/3d-secure-rates-2026)[### 3D Secure rates around the world: 2026 rankings and year-on-year analysis

![James Hogan](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardAvatarSmall/274718/james-hogan.webp)James Hogan, Senior Product Manager – Payments Engineering](https://www.ravelin.com/blog/3d-secure-rates-2026)

[![RavCon 26: Photo highlights from London](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardSmall/275700/435-Post-RavCon-Socials-1200-x-630-1.webp)](https://www.ravelin.com/blog/ravcon-2026-photo-gallery)[### RavCon 26: Photo highlights from London

![Ravelin Technology](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardAvatarSmall/187712/Ravelin-Symbol-Blue-1.webp)Ravelin Technology](https://www.ravelin.com/blog/ravcon-2026-photo-gallery)

[![6 sessions, 12 speakers, countless conversations: What we learned at RavCon 26](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardSmall/275582/476-RavCon-illustration-885x505-v2.webp)](https://www.ravelin.com/blog/ravcon26-takeaways)[### 6 sessions, 12 speakers, countless conversations: What we learned at RavCon 26

![Nikoleta Dimitriou](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardAvatarSmall/196785/1669287463716_2023-12-07-164059_ybjd.webp)Nikoleta Dimitriou, Senior Content Manager](https://www.ravelin.com/blog/ravcon26-takeaways)

[![2026 in payments: Our Co-Founder's analysis and advice](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardSmall/274744/469-2026-in-Payments-Analysis-885x505-%E2%80%93-1.webp)](https://www.ravelin.com/blog/2026-in-payments-analysis-and-advice)[### 2026 in payments: Our Co-Founder's analysis and advice

![Mairtin O'Riada](https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardAvatarSmall/2083/RAVELIN_STAFF_Mairtin_Oriada_Co-Founder.webp)Mairtin O'Riada, COO &amp; Co-Founder](https://www.ravelin.com/blog/2026-in-payments-analysis-and-advice)

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